Award-winning property finance specialists
Whether you’re buying it, building it, renovating it, bidding for it or buying before you sell, we know how to finance it.
- EXCELLENT 72 reviews
- Read Our Reviews
Directly authorised and regulated by the FCA
Established
in 2013
Whole-of-market
access
UK & overseas
clients
Our Services
Specialist property finance for investors who need more than standard solutions.
Bridging Finance
Fast, flexible short-term lending to help you move quickly on property opportunities — from auction purchases to chain breaks.
Buy-to-Let Mortgages
Tailored mortgage solutions for landlords building or expanding residential property portfolios across the UK.
Expat and Foreign National Mortgages
Specialist mortgage access for UK expats and overseas nationals looking to invest in UK residential or commercial property.
Buy Before You Sell
Found your next property before you've sold your current one? We can arrange the finance to help you buy now, without waiting for your sale to complete.
Development Finance
Building from the ground up or taking on a major conversion? We arrange development finance around your project, your experience and what you're looking to achieve.
Commercial Mortgages
Buying or refinancing commercial property? We arrange commercial mortgages for investors and businesses across a wide range of properties and circumstances.
Specialist property finance, done properly
Property finance isn’t always straightforward. That’s where we come in.
We take the time to understand what you’re trying to achieve, then use our experience and whole-of-market access to find the most suitable way to finance it. With access to over 200 lenders, we know where to look, who to speak to and how to get your case moving.
Whether it’s simple or seriously complicated, you’ll get clear advice from real people who know property finance.
What makes us different
Specialist
Expertise
Property finance is what we do. We understand complex cases, unusual properties and transactions that don't fit neatly into standard lending criteria.
Lender
Relationships
With access to over 200 lenders and established relationships across the market, we know who to approach and how to present your case.
Total
Transparency
No smoke and mirrors. We'll explain your options clearly, including the costs involved, so you know exactly where you stand.
Real People, Real Support
You'll deal with real people who understand your case and stay involved from your first conversation right through to completion.
We do the heavy lifting
Tell us your plans
Tell us what you’re looking to finance and what you’re hoping to achieve.
Leave the paperwork to us
We research the market, speak to lenders, complete the applications and manage the paperwork. We’ll only come back to you when we need something from you.
We see it through
We manage your case, chase the right people and keep everything moving right through to completion.
What Our Clients Say
What can I say, Morgan dealt with a complex property and got us the offer very quickly. Was let down by other brokers. Morgan was very communicative throughout. Completion was smooth no issues. Will definitely be reaching out to Morgan again for the next property.
From our very first interaction, it was clear that Ann genuinely cares about her clients. No matter the complexity of my requests, she approaches each with a can do mentality, making every process seamless and stress free.
I can not recommend enough. Morgan, Paul and the team always deliver the highest degree of service. i have used other companies in the past but GPS’s depth of knowledge and efficient manner ensures that we will use them repeatedly in the future. A big thank you from me!
Absolutely fantastic personal service from GPS Financial. Have been with them since 2019 and completed several transactions. Always happy to help and give advice, even so far as calling me with a case update from Florida!
Ann was outstanding throughout, and breaking down options to help for my investment. Highly recommend, communication and support was you need when trying to get a deal.
Ann was outstanding throughout, and breaking down options to help for my investment. Highly recommend, communication and support was you need when trying to get a deal.
I can not recommend enough. Morgan, Paul and the team always deliver the highest degree of service. i have used other companies in the past but GPS’s depth of knowledge and efficient manner ensures that we will use them repeatedly in the future. A big thank you from me!
From our very first interaction, it was clear that Ann genuinely cares about her clients. No matter the complexity of my requests, she approaches each with a can do mentality, making every process seamless and stress free.
Absolutely fantastic personal service from GPS Financial. Have been with them since 2019 and completed several transactions. Always happy to help and give advice, even so far as calling me with a case update from Florida!
What can I say, Morgan dealt with a complex property and got us the offer very quickly. Was let down by other brokers. Morgan was very communicative throughout. Completion was smooth no issues. Will definitely be reaching out to Morgan again for the next property.
We get property deals moving
We know property. We’ve been living and breathing it since 2013.
From straightforward purchases and remortgages to complex transactions, unusual circumstances and deals with tight deadlines, we know what it takes to get property finance done.
You won’t be dealing with a robot or passed around a call centre. You’ll deal with real people who know what they’re doing and know what’s happening with your case.
Because getting the finance agreed is only part of the job. Getting the deal completed is what matters.
2013
Established
in 2013
200+
Lenders
72
5★
Reviews
Talk to a broker
Whether you have a straightforward enquiry or a complex situation, our specialist brokers are here to help you find the right solution.
Frequently Asked Questions
What types of property finance can GPS Financial help with?
Pretty much all of it. If you want to live in it, build it, renovate it, bid for it or buy it before you sell, we can help. From bridging and buy-to-let mortgages to development finance, commercial mortgages and specialist finance for expats and foreign nationals, we cover a wide range of property funding needs.
Can you help if my circumstances or property deal are complex?
Absolutely. Complex property finance is where we shine. Whether it involves an unusual property, a complicated ownership structure, non-standard income or a deal that does not fit neatly within standard lending criteria, we will take the time to understand it and establish what is genuinely achievable.
Do you work with expats and foreign nationals?
Yes. We help UK expats and foreign nationals secure finance for property across the UK. We understand the added complexities that can come with overseas income, residency, currency and credit history, and know which lenders are equipped to consider them.
Will I speak to a real broker?
Yes. You’ll speak directly to one of our brokers, not a chatbot or call centre. You’ll have someone who knows your case and can answer your questions from your initial enquiry through to completion.
How does the process work?
It starts with a conversation. Tell us what you’re looking to do and we’ll tell you what we need from you. From there, we’ll take care of the application and keep things moving through to completion.
How quickly can property finance be arranged?
Every case is different. Our strong lender relationships and access to decision-makers can often help move things along quickly, particularly when time is tight. However, timescales depend on the type of finance, the lender, the property, valuation and legal work involved. Tell us your deadline from the outset and we will be honest about what is achievable.
Are all types of property finance regulated by the FCA?
GPS Financial is directly authorised and regulated by the FCA. However, not all types of property finance are regulated. This depends on the purpose of the finance and how the property will be used. We will explain whether your particular transaction is regulated and what that means for you.